A Will is a document that sets out how and to whom your assets can be distributed in the event of your death.

A Will:

• Appoints the executor and trustee who will administer your estate
• Sets out instructions regarding how your assets are to be distributed
• Can include the appointment of guardians for any children you may have
• Can include special instructions regarding the age of inheritances
• Can include instructions regarding arrangements for your funeral

Who can make a Will?

Anyone can create a Will if they are at least 18 years old and of sound mind. People under the age of 18 who are married can also make a Will.

If you do not already have a Will, or if it is out of date, then it is possible your assets will not be distributed in the way that you envisage.  Disputes amongst family members could arise, creating lengthy and expensive legal proceedings. To avoid problems with the distribution of your assets it is essential to have a current Will.

In order to make sure your Will is legally binding it is recommended to have your Will written by experienced professionals such as a solicitor or a trustee company. You will need two independent witnesses to the signing of the Will, in order for it to be valid.  Witnesses cannot benefit under the Will.

Once you have signed your Will, you will need to remember to have it reviewed regularly.  Your Will should be reviewed every time your family circumstances change, for example: if you get married or divorced, have children or grandchildren, or when a family member dies.